Can you clarify what you mean by not a theory per se with an example of a specific theory?
Good question! --
If you could provide an example of something accepted as a full fledged theory that would be helpful.
Unfortunately most so-called "theories" in Linguistics (it's a new science, after all) really don't have the rigor or specificity of something like the Theories we know from physics (e.g., the Special Theory of Relativity). Partly it's because they're not fully worked out, but mostly because they're still in flux, from on linguist to another, and even from one paper to another by the same author. If you look at Chomsky's work over the past ~70 years, he has substantially changed directions multiple times. Still we talk about "Generative Grammar" as if it is one thing-- and it is, in that it's an approach, but it's not a specific theory. Perhaps one of the most notorious non-theories is "Universal Grammar", which is Chomsky's proposal that all languages share some inherent, genetically-based grammatical core, but you really can't look up with UG is, because it has simply never been proposed in full, and it varies almost every time it's discussed, so you can't call it a theory (but many people still do). Instead, you can find many ideas about what might be part of UG, and many arguments that UG must exist (just by definition-- it's whatever is shared by all languages, but also that there must be some common core to human languages for children to learn to speak similarly). But no real "UG theory" has been proposed, because that would require it to be fully worked out. And most serious scientific theories also have reached some level of consensus-- at this point linguists agree about almost nothing.
One thing that is close to a theory is any long book (whether a textbook, or a more technical book) proposing a specific approach. You could call that the Author-2018 Theory, or whatever. But it will probably change next year, so it's not really a Theory in the common scientific sense.
What we have instead in Linguistics is many
ideas that are proposed as good parts of (eventual) theories. For example, Construction Grammar centers around the idea that a good grammatical theory of human language has Constructions (in a technical sense).
Actually, one of the more worked out theories for a specific domain in Linguistics probably is Relativity Theory. It's still not quite to the level of various Theories in other fields, but it's been worked out to a relatively explicit level and is not as controversial as many other "theories" out there.
One way to tell a "Theory" from a non-theory is that a "Theory" can be falsified by showing it is incompatible with data. So if you find that Special Relativity does not apply to certain stars in the galaxy, then that model of physics is wrong. Theories are therefore very fragile (and probably all wrong, at a sufficient level of detail). But at the same time, a good theory that stands the test of time is strong, in another sense. What makes most "Linguistics theories" different from this is that they're falsified all the time, sometimes in the same paper where they are proposed. They're really just partial theories, or "flexible theories" that don't really hold themselves accountable to falsifiability in a strict sense. They're ideas about how to get to a theory eventually, but when some part of the proposal is falsified, then the theory is just adjusted a bit to make it fit better, and so science continues, toward Theories, but not there yet. You could, if you wish, consider every single proposal to be a Theory, but that's pointless because in 99% of the cases they're transparently falsifiable by looking at more data-- and they're not even really "Theories" to begin with because they're not complete (I don't mean as "a theory of everything" but even just within whatever domain they're trying to cover).
So instead in Linguistics we have many ideas (some of them called "theories", but also by other names), and these are good suggestions for components of theories. Chomsky has spent the past 70 years or so searching for a Theory of grammar but hasn't really gotten there yet. His latest enterprise (for the past 20+ years) is the Minimalist Program, which very explicitly is not a theory at all, but an approach to designing a theory: specifically, he suggests the best theory is the simplest one. So Minimalists seek to eliminate unnecessary components from earlier proposals, in order to figure out which components are essential.
As for Construction Grammar, it's far from a Theory just because there really isn't "one way" to do Construction Grammar-- far from it: there are many shared ideas across different works, but basically everyone working in it has slightly different ideas, and therefore is imagining a slightly different theory.
At the same time, all of this is still
theoretical because it is being proposed in the context of developing a theory. But there's so much variation and shifting, we're just not there yet.